Most serious AI coding plans cost $20 a month. The real difference is what that allowance covers, how it runs out, and which workflow it fits. Here are 7 plans side by side, with paid tiers from $8/mo.
Agent usage depends on the model and plan allowance.
Plan details
The monthly price is the entry fee. Each card lists the catch that decides whether the plan is enough.
Codex
OpenAI
from $8/mo
ChatGPT Free
ChatGPT Go · $8
ChatGPT Plus · $20
Usage
Limits vary by ChatGPT plan and task complexity.
Best fit
CLI, IDE, desktop, and cloud coding tasks on eligible plans.
Watch out
Free and Go suit light tasks; Plus adds CLI, IDE, and cloud integrations.
Works in: CLI, IDE, Desktop, Cloud
ClinePass
Cline
from $9.99/mo
ClinePass · $9.99
Usage
Included open-weight models with plan quotas.
Best fit
Cline IDE or CLI without separate model-provider setup.
Watch out
Additional processing fees may apply; BYOK remains separate.
Works in: IDE, CLI
GitHub Copilot
GitHub
from $10/mo
Free
Pro · $10
Usage
Chat, agent mode, code review, and CLI use AI Credits.
Best fit
Coding inside an IDE and GitHub pull-request workflow.
Watch out
Model choice and agent work draw from the included credit allowance.
Works in: IDE, GitHub, CLI
OpenCode Go
Anomaly
from $10/mo
OpenCode Go · $10
Usage
Per-model five-hour, weekly, and monthly limits; top-ups available.
Best fit
OpenCode or another agent using its API key.
Watch out
The model lineup and each model's allowance differ.
Works in: Terminal, API key
Google Antigravity (Gemini)
Google
from $19.99/mo
Google AI Pro · $19.99
Usage
Agent requests have plan-based limits.
Best fit
Google's agent-focused development environment.
Watch out
Consumer Gemini CLI and Code Assist sign-in ended in June 2026. Google's notice ↗
Works in: Agent IDE
Claude Code
Anthropic
from $20/mo
Claude Pro · $20
Claude Max · $100
Claude Max · $200
Usage
Claude and Claude Code share a plan allowance.
Best fit
Terminal and IDE work with Claude models.
Watch out
An API key can switch billing from the subscription to API usage.
Works in: Terminal, IDE
Cursor
Anysphere
from $20/mo
Hobby · Free
Pro · $20
Usage
Agent usage depends on the model and plan allowance.
Best fit
An editor-first workflow with local and cloud agents.
Watch out
Check the usage pool and any on-demand charges.
Works in: Editor, Cloud agents
Before you pay: four checks
Reset window. A five-hour window and a weekly cap feel very different in a long refactor.
Shared allowance. On Claude plans, chat and Claude Code draw from one pool.
Overage behavior. Find out whether extra usage is blocked, sold as top-ups, or billed on demand.
Model access. Frontier models often burn the allowance faster than the plan's default model.
AI coding subscription FAQ
What is the cheapest AI coding subscription?
ChatGPT Go at $8/mo is the cheapest paid plan here, and it includes Codex for light tasks. GitHub Copilot and Cursor also have free tiers. For a full agent under $10, look at GitHub Copilot Pro ($10/mo), ClinePass ($9.99/mo), or OpenCode Go ($10/mo).
Is Claude Code included in the Claude Pro plan?
Yes. Claude Code is included with Claude Pro at $20/mo, and Max costs $100 or $200/mo for more usage. Claude chat and Claude Code draw from the same allowance. Signing in with an API key switches billing to API usage instead.
Does ChatGPT Plus include Codex?
Yes. ChatGPT Plus ($20/mo) includes Codex in the CLI, IDE extension, desktop app, and cloud tasks. ChatGPT Free and Go ($8/mo) also include Codex, but their limits suit light tasks.
Can I still use Gemini CLI with a Google AI subscription?
Not with a consumer sign-in. Google ended consumer Gemini CLI and Gemini Code Assist sign-in in June 2026. Google AI Pro ($19.99/mo) now covers coding through Google Antigravity, with plan-based limits on agent requests.
Which coding subscriptions include open-weight models?
ClinePass ($9.99/mo) includes open-weight models with plan quotas inside Cline. OpenCode Go ($10/mo) gives each model its own five-hour, weekly, and monthly limits, and its API key also works outside OpenCode.
What happens when I hit my plan's usage limit?
It depends on the plan. OpenCode Go sells top-ups, Cursor can bill on-demand usage, and GitHub Copilot draws agent work from AI Credits. Claude plans share one allowance across chat and Claude Code, and an API key moves you to API billing. Check the reset window, and whether extra usage is blocked or billed, before you buy.
Some links may earn LMRank a commission. No provider pays for placement. Plan details were checked against provider pages on Sep 27, 2026; confirm your price on the official plan page before buying.